INCOME TAX FOR SALRIED – PART 1

Every March, lots of marketing TAX-SAVING investment product & salaried are struggling to reduce tax-payments. This urgency is clear because of reasons like

  1.  New salaried class is having different constraints compared to older generations, where fixed asset was considered as support for better living standard, which is not so now!
  2. Streamlining of personal taxation through simplification of deductions & concessions by govt is effectively stopping the leakages. These initiatives have led to the situation where in the direct tax collection to GDP (6% highest in last 15year) high during last year compared to corporate taxes (3% of GDP).
  3. As per Govt information (% of as of Feb end every year) In 2023, t personal tax contribution increased from 50.06% to 53.3% compared to previous year. During 2023, personal tax has increased by 17.7% to 19.58 lakh crores.

My friend phoned up recently saying that his daughter has to pay more than 1.5 lakhs on IT & wanted ideas to save tax.

So, I thought of presenting these observations for the benefit of taxpayers to elucidate a clearer picture about personal taxation & how to optimize tax outflow. We will be discussing about

New Tax Regime Vs Old Tax Regime

Default regime & its implication

Tax Slabs & how to Choose the taxation regime

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